Financial
2026 tax reform: what changes for small businesses
The implementation of the consumption tax reform begins to take shape in 2026. For SMEs, the immediate financial impacts are limited, but strategic decisions with medium and long-term effects require careful analysis and early planning.
What changes in practice?
The unification of taxes such as ICMS, ISS and PIS into a new model promises to simplify collection, but requires the entrepreneur to understand how the new system affects their margin, their pricing and their cash flow. Those who do not prepare now may be caught by surprise.
Companies that invest in organized financial management, with the real margin mapped and cash flow projected, will find it much easier to adapt to the new tax reality.
This is one more reason to organize finances with method. C.L.A.R.O.'s Financial Alignment gives the entrepreneur the clarity needed to make informed decisions, regardless of the regulatory changes that come.